At what age should a horse be retired?
There is no set retirement age for a horse, and the rulebooks that regulate age set a minimum to compete rather than a maximum.

There’s no set retirement age for a horse. It’s worth saying plainly, because a number would be easier to give and every figure you see quoted is somebody’s average rather than a rule.
Where the rulebooks do regulate age, they set a floor, not a ceiling. The FEI’s Jumping Rules give minimum ages to compete — nine years for the Olympic Games, a World Championship or the World Cup Final, eight for a Continental Championship — and name no upper limit at all. Racing sets its own minimums the same way. Nothing in either says when a horse should stop.
In practice retirement is a soundness decision made with a vet and taken in stages: less work before no work, and often a change of job rather than an end to it. Many horses stay in light hacking well past the age at which they stopped competing. The relevant welfare question is not age but whether the horse can still live and behave normally, which is the standard the law sets.
If you are trying to work out what that age is in human terms, the published conversions disagree with each other: see horse years in human years. When the day comes to mark it, we make retirement gifts to order.
